Peer to peer or P2P lending is the practice of providing mortgage to an individual from some other individual without the involvement of financial institution or economic institution and is recently gaining popularity. Low cost of operation and less market risk for the lenders and the borrowers are the important factors that power the boom …
Agriculture is a business sector that is recovering and improving thanks to Fintech. While also known as Agritech, ‘Fintech within agriculture’ relates specifically to the discipline of financial technology for agriculture businesses. Some of the most innovative Agritech in the world are the following: – Figured: Figured’s platform combines planning and resource management tools …
Tech investments in emerging markets have been in full swing over the past couple of years and their ecosystems have thrived as a result. According to the report “State of Fintech in Emerging Markets Report” we can get the following points: – Fintechs have raised $23B across the regions since 2017 – Africa’s average seed …
The Digital Lending Platform market is projected to surpass USD 17 billion by 2025. The cloud-based digital lending platform is projected to exhibit a significant CAGR over the forecast time and the growing demand from financial institutions for documentation storage, fast processing, and reduced time & cost related to loan processing is contributing to the …
For the last 5 month our team is supplying our readers with the big news and overview of the lending in the developing regions. This month we are happy to announce that our 1st quarterly research is ready and available for everyone! Get cup of the tea and enjoy reading it. EXPALUX QUARTERLY RESEARCH
SMEs have had a rough couple of years and because of the pandemic it added further turmoil. Whilst some sectors like e-commerce have boomed, more broadly SMEs have been badly shaken. Profits have been slashed, customers lost, and numerous companies have had to furlough staff or resort to making people redundant. Together, this has diminished …
Analysts of the European investment platform Robo.cash claim that gold, cryptocurrencies and P2P consumer loans will perform better than other popular assets in 2021. The researchers analyzed 10 popular assets and ranked them in 7 different criteria. The rating is topped by P2P consumer loans, cryptocurrency, and gold. Gold is traditionally stable and it …
The Covid-19 pandemic has paralyzed much of our daily lives, and billions have experienced its health effects directly or indirectly. Businesses have suffered, with an estimate from this past fall showing that up to 60% of temporary closures could be permanent. However, there could be an option for a better future thanks to the many …
The financial services industry has entered a new era where technology determines the brand experience, what customers do, and where they go next. In terms of payments, there is a growing interest as an important brand touch point and an opportunity to add value. This, combined with the new forms of lending, has brought about …
San Francisco-based Blend, which claims to offer market-leading digital loan technology that makes the loan acquisition process simpler, faster and safer, suggests that service providers should make Fintech lend their identity and not necessarily your competition. While financial institutions around the world are in different phases of digital transformation, Fintech challengers are “setting a rapid …