Ghana

Expalux 3rd Quarterly Research

The New Year approaches and Expalux would like to present a gift to everyone, who is interested in international Fintech publishing our 3rd Quarterly Research! We hope everyone will be enjoying reading about Brazil, Peru, Chile, Argentina, Colombia, El Salvador, Mexico, Tanzania, Ethiopia, South Africa, Ghana, Kenya, Nigeria. EXPALUX 3th QUARTERLY RESEARCH

Ghana´s Fintech Ecosystem and Regulation

In Ghana, the Fintech ecosystem has been growing in recent years. Among the reasons for this growth is the high internet penetration since almost all Ghanaian adults own a mobile phone, have basic numeracy and have the necessary ID to register for a formal account and most of them are also aware of mobile money

Ghana´s Lending Fintech Ecosystem

With a population of nearly 30.42 million with a GDP per capita of USD 2,225 as of 2019, Ghana becomes one of the highest GDP per capita in West Africa. However, as of 2016, Ghana poverty rate was still high with 56, 30 percent (macro trends, 2021).  In relation to small enterprises in Ghana, these