April 30, 2021International news
P2P consumer loans, crypto and gold become the most promising assets in 2021
Analysts of the European investment platform Robo.cash claim that gold, cryptocurrencies and P2P consumer loans will perform better than other popular assets in 2021. The researchers analyzed 10 popular assets and ranked them in 7 different criteria.
The rating is topped by P2P consumer loans, cryptocurrency, and gold. Gold is traditionally stable and it demonstrated good growth in the past 2 years, so its forecast for 2021 is promising. Cryptocurrencies, despite their tremendous returns in 2020 and promising forecast for 2021 remain extremely volatile and are associated with big risks. Thus, during the crisis last spring, the asset fell by 86% and then recovered within one month.
P2P consumer loans are more even in this sense. The volatility of this asset is very low, whereas risks are moderate and tied to a platform’s ability to fulfil its obligations, or to the borrower’s reliability. However, many platforms offer a Buyback guarantee which protects investors from the latter. At the same time, returns from this asset are stable and relatively high, giving on average 10-13% of annual income.
